Banking

Banking....? Bank mergers, consolidations and changes in the banking industry have changed the way we do our banking over the past ten years has the changes been good or bad for the consumer? Please give examples.

How does online banking work. Does my bank print a check and mail it to the payee? Or is money wired to the payee from my bank? Doesn't online banking cost the bank money? How come banks don't charge for this service. I'm not naive I know they pass on the cost to me but how?

What are the Banking online advantages over regular banking. Why would it be attractive to people? What conveniences are offered? Is it safe, or will other people get access to your accounts? How does the bank guarantee that your financial and personal information is secure? What are the different services offered, and the requirements needed to obtain the privilege of on-line banking over the Internet? Also, please explain which feature you personally find the best. Is there a bank you would prefer over others? Why? Please help me out i have a project to do

Is it possible to change your banking information to recieve an expected stimulus check in May? I filed my taxes electronically and recieved my refund to my bank account. That bank account was compromised and will be closed as soon as I get back into the country. Is it possible to change my banking information to a different bank to recieve my stimulus check?

What do young people want in banking options? I'm doing my capstone project in management, and we are working with a local bank to develop a strategic plan for them. One thing they are wondering is what the younger generation would like to see as far as products or services that the bank provides. Do you guys have any ideas related to technology, online/text message banking, personal finance classes, customizable debit cards, etc? What options would you like to see at your bank? Or those of you that bank at larger banks or internationally--what new innovative things do your banks have that we could look into starting at this small bank?

What topics about banking should i put on my senior project poster? i need to put paragraphs about banking and i have the history, types of services, and bank laws so far..any other easy topics to put on there?

What is the easiest form of banking to get into that pays the best? I have a bachelors degree in elementary education. Without going into much more detail than that I will only say that it simply was not what I expected it to be and I am seeking other avenues of employment. I am going to graduate school this fall seeking an MBA. Here is my question: Is it possible to move into banking and investment banking once I graduate what a masters? If so how hard is it and what can I do now to make me more marketable to the investment banking world? I am excellent with people and have an ability to make everyone click with me very well, but I know that does not necessarily mean that I am going to be successful. Any information you can provide would be wonderful. Thanks!

Is Online banking bad for the credit score? Im trying to start credit. Is it bad for credit score? I heard that if you pay credit card bills with online banking that it wont help you build score. Im trying to pay off a credit debt and im paying with online banking instead of driving to the bank.

How to get someones banking information to freeze their account? Small claims court made a default judgement and said it is my job to get the banking information of the plaintiff. How is that possible? Yes this is a valid question and paying a lawyer is not an option. Can I have a lien put on his house?

Is there an organization that can help people with canadian banking laws? I'm dealing with a bank where the bank manager refuses to give my RRSP(Im in canada) and He refuses to close my account that has been without use since 2005! What in the world can I do? I know for sure he must be breaking Canadian Banking laws. What can i do to protect myself?

How do I find Banking information of a person who owes me money? I took a guy to court and I won Judment on him, the court says its up to me to get the funds from him, they told me to find his banking information and I can pull funds from the account. But how do I find the account information?

Would people work in banking/finance industry more likely to success in their own investments than others? Because of their insight and knowledge of the business, investment options, and trends? Just curious. I would imagine ordinary folks may be able to be money savvy to a certain level over time but probably still no equal to the pros who breathe finance/accounting/banking work night and day. cybe's made a very interesting point. I guess "ignorant" could be a "blessing" in the investment world LOL? Perhaps the more one knows, the more confidence, the more risk one may take, and the more money one may make - or lose?

How long does it take money to transfer over internet banking between banks? I'm expecting some money a friend transferred using internet banking. That was done a few days ago now, haven't received it yet. They are with a different bank to me. How long will it take?

How long does it take to transfer money from one bank account to another using online banking? My friend has a bank account with HSBC and needs to transfer some money over to my Natwest bank account. How long would it take to clear? I think they're doing it tomorrow via online banking system, would I get the money by the weekend do you think? I have done bank transfers before between 2 Natwest accounts and the monies showed up more or less straight away. I was just wondering if it were different when it's from one bank to another named bank? Thanks

How does one get a job as a bank teller if they require banking experience? If they require banking experience how do you get the experience in the first place?

How much bonus does an investment banking analyst make ? I intend to go into finance/investment banking (after i graduate and hopefully the economy recovers) . How much salary+ bonus would a NEW investment banking analyst make at an i-bank such as goldman sachs or jp morgan. also, i intend to get a Masters in financial engineering after i graduate from college.....is it even worth it? will it give me a better shot at a higher position at an investment bank or will i have to start at the same level as college graduates?

What are the different core banking and insurance processes that are offshorable in gory detail? 1. I am looking for the more domain related processes 2. I am not looking for details regarding the support functions that can be offshored, for e.g., Finance, HR etc. 3. Would be best if someone can lay down the complete workflow of processes in banking and insurance and then mark out the potential activities that can be offshored

What are different fields of Investment Banking, and what is usually involved at the associate level? I'm interested in the field, but don't have much experience. I'm interested in Global Markets and would like to get some general information about this field and investment banking in general.

How do I find an Investment Banking job without prior experience? I am currently working for a big CPA firm. I have two years of experiences. I am looking to make a switch to Financing, particular Investment Banking. I have been searching for an associate position at many of the IB firms, but all of them seem to require an MBA or IB experience. Due to this reason I am planning to apply to business school. Is it possible for me to find a IB or equity research job without prior experiences or an MBA? If so, how?

What type of jobs can I get with a degree in Banking and Finance? I'm starting school this fall for my degree in banking and finance. I've got an idea of what I plan on doing, but I just want to know what my other options could be.

What is a type of banking job that will get me out of the office doing sales? I want a banking job that will offer me outside sales and still let me have a salary and desk at the bank. Does anybody know of any positions like that and what they are called and what banks offer those types of positions?

What are the other finance courses i can take to help me get good paying job in the banking industry? im going to pursue a degree in accountancy at NTU and aims to work in the banking industry. What are the finance courses i can take with an A level cert with zero years of work experience to help me achieve my aim easier. preferably part time courses i can do within a year.

Who would you recommend for internet banking? I would like to do my banking online, but should I go with a bank that has branches too?

What is the deregulation of the banking industry? I always hear about the deregulation of the banking industry in news articles and other web articles and blogs. They say it happened in the 90's. What happened? How was it deregulated? How restrictive was it before?

What is the job of a phone banking officer? I am in search of a job that could fetch me a decent salary.I came across vacancies for phone banking officers.What is this job about?They just require graduates for it.

What is the history of Switzerland? How did it become a banking, financial center? What is its history and how did it devolop into such a peaceful , neutral banking center? How did it stay neutral for so long?

How are the banking systems in Canada one of the best in the world? Apparently Canada has one of the best banking in the world because its controlled by the federal goverment. But how does being contolled by the federal goverment make it one of the best banking systems in the world?

What IMPLICATIONS does the SUBPRIME LENDING have on the corporate, banking and insurance sector? What implications does the subprime lending have on the corporate, banking and insurance sector?

What is the Advantage of banking the Roller coaster Track? This is refering to physics, circular motion I don't understand how banking the circular track has an advantage. Could someone tell me why?

What is the most popular on-line banking site? I have some coursework, to do with The Information Age and I have to write about how ICT has changed on-line banking. I am going to include the most poplar and widely used banking site, so does anyone know what they may be? Thanks a lot for the help, Chris.

Interview Question Why do you want to work in the banking industry? Hey all, I have a few interviews coming up for some entry level internships with a few banks (both commercial and investment in divisions such as Operations and Compliance). I am a senior in college. I was wondering what is a good answer that will score points with the interviewer to the "Why do you want to be in the banking industry?" question. My answer to this question would be that I like the corporate work environment, set work schedule, offers challenging work, and that the banking industry is something I want to learn more about as a career. Is this a good enough answer and does it sound genuine? Let me know what you guys think. Thanks in advance!

How do i make a business plan for a private banking position? I am applying for a relationship manager position for private banking at a suiss bank, the position requires to bring a high network clients portfolio from central and south america. After a couple of interviews i have been asked to submit a business plan. Is there a standard form of doing it right? Any suggestion will be much appreciated, Thank you very much

Is it possible to get a non-teller banking job with no experience in the field? If so, which positions within the bank would those be? (banking/finance related) Forgot to mention: no experience in the field, but a Bachelors in Finance.

What are the different phases in the investment banking process? One of my friends told me that his company is currently in "Phase C" in the investment banking process. I've never heard of the term "Phase C". I was just wondering was it something that he made up to make me feel ignorant or was it something that I'm actually not familiar with?

How do I open an offshore account to deposit a large inheritance, and then how do I do banking? I have recieved a large inheritance and it will be deposited to a bank of my choice and I thought to avoid paying taxes I would put it in a LEGAL offshore account. What I don't understand is how will I do my banking and how do I go about opening the account? The money is comming from out of the country, it will never be in the US, so I would think I could deposit it in an offshore account and legally avoid taxes.

What stores accept like banking account info to purchase online? What stores accept like your banking account info to make a purchase, besides paypal,ebay etc. Like a site that actually can pay and they ask for your bank routing number and all that info. Thanks, links to sites please

Is it possible to setup online banking with Visa instead of my bank? I am in the military and use Pacific Marine Credit union but have had many problems trying to setup an online banking account. I called up the bank and they also couldnt help me set it up... So i was wondering if i can setup online banking but instead of with my bank, with visa.... Is it possible?

What happens when someone pays his debt in a fractional-reserve banking system? What happens when someone pays his debt in a fractional-reserve banking system? Is only his past debt subtracted from the reserve or also all subsequent debts that was loaned to other people with his initial debt? For instance, a person A borrows 100$ then it becomes part of the reserve, then a person B can borrows from his deposit 80$, then a person C 64$, given a reserve requirement of 10% for banks.

How has the recent banking crisis affected the stock market? Do you think this change in the stock market is related to the downturn in banking?

Is there a bank out there for people who dont have a a perfect banking history? I have lest then perect banking history but I am looking for a bank that can help me restore my banking history to godd standing, Please help me?

What is a recent development in the investment banking industry? This is a question on a job application I am completing. I need to describe a recent development and how it would affect an investment banking department 1st hand in their day to day work. Any ideas would be much appreciated! Thanks

How does a banking work? Im 18 yrs old and im planning to open a account. But i dont know how banking works. i dont want to ask my parents about banking because i want to surprise them. Pls explain in simple terms how a bank works.

How secure are mobile banking apps on smartphones? I'm interested in installing mobile banking apps on my blackberry to access my bank accounts, but I'm concerned with security.

How can a stock exchange consolidate activities in the banking industry? The minimum recapitalization have just been increased significantly.What role can the stock exchange play in consolidating this event in the banking industry?

What do you believe are unethical banking practices? I believe it is wrong for a bank to automatically withdraw funds from a person's account for a transaction but then wait 5 days for a deposit on ths person's account to clear before usage of such funds can occur. Does this practice seem a bit unbalanced? what other banking practices do you think are unfair?

How do I break into the banking and finace sectors with my law degree? I have recently graduated with a law degree and i have a particularly legal background. currently a legal assistant in employment and litigation. I have recently had a 2wk temporay position as a banking paralegal. i however have no experience in banking/finance.

What is corporate banking? What are the roles of corporate banking executives? 1. I want to know the banking activities that constitute corporate banking; and, 2. The duties of the persons appointed to serve the needs of the entities that are classified as corporates.

What is private banking and how do they differ from conventional baking system? What are the bright sides of private banking ?

What are the most rencent online banking products avaliable? With the recent online banking revolution, now most of the banking transactions can be completed online, including billpay, balance check, online ATM, purchase insuarance, take out loans. But what is the newest service avaliable? What is your favorit feature?

Explain some of the security threats to information systems particularly in a banking system? How does encrypt? Explain some of the security threats to information systems particularly in a banking system? How does encryption ensure data security?

How to prepare for a interview for Business analyst position in banking domain.? I have been desparate to ge into a business analyst position in a banking domain. Pls help me out in preparing for the interview with some tips.

How does one get job in the banking industry in Bahrain? I just moved to Bahrain 1 year ago. I am still getting a feel for the country which I love so far. I have a degree in accounting from Uni in Canada, what else should I study to make it in the banking industry in Bahrain? Only serious answers pls. Ramadan Kareem all.

How do I make the career transition from banking to teaching? I've been in banking for 3 years but have recently decided that I would like to pursue a career in teaching (something I've wanted to do since I was young). I'm worried I'll have difficulties since I've been in banking since I graduated college and haven't really worked with children. My degree is in psychology and I graduated in 2002. Would substitute teaching for a little while be good enough to get experience?

What percent am I getting each month in interest for my online banking account? I have an online banking account that recieves 5% APY and the Interest rate is 4.89%. What exactly is APY, and what is the 5% used for. What is the interest rate per month? Do you just divide 4.89% by 12?

What will happen if the banking systems of major countries will collapsed? During the last thirty five years have been the most tumultuous in international monetary history. The shock then led to the reversal in the cross-border flow of capital and the price of that country’s currency in the foreign exchange market declined sharply as well as the price of securities traded declined. Is there possibility that the world banking system will collapse?

What is investment banking? Can you please suggest a good book on it for a layman to understand the banking ? ? I am looking for a good book on international banking in general and investment baking in specific. Please advise which book will give me an easy understanding of the subject.

What are the different job positions in investment banking? I am very interested in entering the investment banking field, and would like to know the different types of positions available.

What is the difference in fix interest rate and floating interest rate in banking and which one is good? What is the difference in fix interest rate and floating interest rate in banking and which one is good?

What would be a good e business model for a bank which also offers internet banking? Doing a project and I am stuck, as i am looking for a business model, and one that would for online banking

How different and similar is the culture within an Equity Research department and the Investment Banking dept? Culturally, what are some of the major similarities and differences between an Equity Research department and a Investment Banking department?